Mundy (P), an assistant district attorney, held insurance with D. P's home was burglarized, and silverware was taken. The policy in effect at the time of the burglary limited liability on silverware to $1,000. The prior policy did not limit the liability on silverware. P contends that the new policy did not give them adequate notice of the changed coverage provisions. The district court granted D's motion for summary judgment. P appealed.