Nature of the Case
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Facts
P, who are welfare recipients, agreed to purchase a home freezer unit for $900 as the result of a visit from a salesman representing Your Shop At Home Service, Inc. With the addition of the time credit charges, credit life insurance, credit property insurance, and sales tax, the purchase price totaled $1,234.80. Thus, far Ps have paid $619.88 toward their purchase. P defaulted. D claims that with various added credit charges paid for an extension of time there is a balance of $819.81 still due from Ps. The uncontroverted proof at the trial established that the freezer unit, when purchased, had a maximum retail value of approximately $300. D questions whether this transaction and the resulting contract could be considered unconscionable within the meaning of section 2-302 of the Uniform Commercial Code.
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