P was a passenger in an auto when it collided with a case owned by Sabia. P retained a law firm. Sabia was insured by USAA and USAA retained a law firm. The matter was settled for $15,000 because USAA's attorney represented that the policy limits were $15,000. P seeks compensatory and punitive damages. Both USAA and the law firm cross-complained against P's law firm in that it was negligent in not verifying the policy limits. P's law firm moved to dismiss these cross-claims, and the motion was granted. Ds appealed.